# Data Analyst \[Integrated Risk Management\] - Company: [Platacard]() - Location: Worldwide - Team: HQ - Posted: July 3, 2026 ## Job description We’re looking for a **Risk Data Analyst** to join **Integrated Risk Management** team. This is a second-line-of-defense role at the intersection of data, banking operations, and risk. You’ll dig into the bank’s core processes, payment infrastructure, and customer-behavior data to catch problems before they turn into real financial losses — using AI and agentic coding to monitor far more than any analyst could by hand. **Challenges that await you****:** * Dig deep into the bank’s key processes — understand how data is generated and structured, and what insight can be extracted from it * Build predictive models of expected process and customer behavior * Set up broad, scalable monitoring across as many processes as possible, using agentic coding as the default (not the exception) to multiply your reach * Spot early signals — deviations between actual and expected behavior — that hint at emerging problems * Investigate anomalies: form hypotheses, validate or disprove them, and trace issues back to their root cause * Bring concrete findings to process owners and senior stakeholders, and drive them through to resolution **What makes you a great fit****:** * **Agentic-coding analytics is your primary way of working (essential)** — you multiply your reach with AI tools rather than hand-writing everything * **You can read and critically verify** agent-generated SQL and Python — follow the logic, reconcile it against the data, and catch errors. Heavy hands-on coding is not required, but you can’t be fooled by plausible-looking output * **Strong analytical judgment** — you turn messy, ambiguous data into clear conclusions, and you instinctively question results, including those of your own tools * **Solid working understanding of how a retail bank operates** — products (cards, loans, deposits), payment infrastructure, the lending and collection lifecycle, and core operational processes. You need this to know what “normal” looks like * **Anomaly-detection and early-warning mindset** — comfortable defining expected behavior and monitoring for deviations at scale * **Statistical and modeling fundamentals** (regression, anomaly detection, basic time-series) — enough to direct and sanity-check models * **Autonomy** — you take an area end-to-end without constant direction **Nice to have:** * Experience with BI and monitoring tools (Tableau, Looker, Metabase, Power BI, Streamlit) * Cross-industry breadth — you’ve solved analytical problems in more than one domain * Risk or banking-domain experience is welcome but not required — we care more about analytical strength and curiosity than years in a risk function **Our ways of working****:** * **Innovative Spirit**: a commitment to creativity and groundbreaking solutions * **Honest Feedback:** valuing open, transparent communication * **Supportive Team:** a strong, collaborative community * **Celebrating Achievements:** recognizing our wins together * **High-Tech Environment:** a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances **Our benefits****:** * **Relocation support** to one of our hubs — Mexico, Cyprus, Serbia — with assistance for the employee and their family * **Flexible work**from one of our offices or remote * **Healthcare Coverage** * **Education Budget:** Language lessons, professional training and certifications * **Wellness Budget:** Mental health and fitness activity reimbursements * **Vacation policy:** 20 days of annual leave and paid sick leave ## Apply [Apply on Platacard]() Canonical job page: