# Portfolio Risk Lead - Company: [Platacard]() - Location: Mexico - Team: HQ - Posted: October 30, 2025 ## Job description We are looking for a **Portfolio Risk Manager**. We’re launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end. You’ll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control. **Day-to-day responsibilities:** * Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops * Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes * Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking * Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture * Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams **The ideal candidate:** * 3+ years in product management or credit risk management focused on retail or consumer lending portfolios (banking or fintech) * Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning * Proficient in SQL and Python/R with hands-on experience working with data * Proven leadership experience — managed teams, set OKRs, and developed analysts * Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus * Strong technical or quantitative background with a strategic mindset * B1 or higher English level for effective communication with an international team **Our ways of working:** * **Innovative Spirit:** a commitment to creativity and groundbreaking solutions * **Honest Feedback:** valuing open, transparent communication * **Supportive Team:** a strong, collaborative community * **Celebrating Achievements:** recognizing our wins together * **High-Tech Environment:** a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances **Our benefits:** * **Relocation support** to Mexico with assistance for the employee and their family * **Flexible work:** hybrid or full-time from our office in Mexico * **Healthcare Coverage** * **Education Budget:** Language lessons, professional training and certifications * **Wellness Budget:** Mental health and fitness activity reimbursements * **Vacation policy:** 20 days of annual leave and paid sick leave ## Apply [Apply on Platacard]() Canonical job page: