# Research Scientist Junior/Junior\+ - Company: [Platacard]() - Location: Worldwide - Team: HQ - Posted: September 2, 2026 ## Job description We are looking for a **Junior Research Scientist** to work on foundation models for financial data. Several of them already run in production on bureau, transactional and graph data; your work is to extend that line to new data domains and new downstream tasks — credit risk, acquisition, anti-fraud, LTV forecasting. We work with Python, PyTorch, MLFlow, AWS, Snowflake and modern AI coding tools such as Claude Code, OpenAI Codex and Cursor. This is a great opportunity for someone at the **beginning of their career** and who wants to work on large-scale, technically challenging projects. **Challenges that await you:** * Train self-supervised models on discrete sequences to beat the SOTA and achieve business impact in downstream tasks across Plata, such as: credit risk, transaction anti-fraud, acquisition and LTV forecasting * Stay on top of SOTA research, applying the latest NLP and DL techniques to fintech models * Work with large multimodal datasets: tabular, behavioral, transactional, device and network, text, time series, graphs * Optimize the utilization of compute resources for both training and inference * Own and develop solutions end-to-end, from idea to data collection to experiments to training runs to inference optimization to evaluating impact * Perform rigorous evaluations * Write articles and speak at industry conferences **What makes you a great fit:** * Education: mathematics, engineering, computer science, artificial intelligence or another strong quantitative field * Strong foundation in machine learning and deep learning, with hands-on experience building and experimenting with models using PyTorch and LLMs * Understanding of dataset design and data mixing for deep learning training * Demonstrated understanding of how to maximize the utilization of compute resources and efficiently perform experiments to validate research ideas * Solid communication skills * High autonomy and ownership **Your bonus skills:** * Published research in machine learning or deep learning * Personal projects or startup experience in AI, machine learning or deep learning * Internship experience in research, ML or DL teams * B1 or higher English level for effective communication with an international team **Our ways of working:** * **Innovative Spirit:** A commitment to creativity and groundbreaking solutions * **Honest Feedback:** valuing open, transparent communication * **Supportive Team:** a strong, collaborative community * **Celebrating Achievements:** recognizing our wins together * **High-Tech Environment:** a team full of smart and revolutionary people who dare to challenge the status quo of incumbent finances **Our benefits:** * **Relocation support** to one of our hubs — Serbia, Georgia or Mexico — with assistance for the employee and their family * **Flexible work** from one of our offices or remotely within time zones from GMT-2 to GMT+5 * **Healthcare Coverage** * **Education Budget:** Language lessons, professional training and certifications * **Wellness Budget:** Mental health and fitness activity reimbursements * **Vacation policy:** 20 days of annual leave and paid sick leave ## Apply [Apply on Platacard]() Canonical job page: